Consumer Choice through Brokerage with Agent Service
Overview: Seasonal Income for the Open Enrollment Period, Part Time or Full Time Employment
Medicare Insurance Sales offers opportunities for a lucrative "calendar year end" or year-round Part Time or Full Time Income. Other than having a positive attitude and a naturally persuasive personality, no experience is necessary as we provide complete training via the internet. What about leads? Medicare Beneficiaries are uncertainty and have questions regarding the recently enacted star ratings and the projected funding cuts. By this summer, the Supreme Court should enable or deny the "Affordable Care Act". As a result, we have ample leads from Seniors who are especially curious as to how the new Part C of Medicare (known as Medicare Advantage) can save them thousands per year. We simply explain how their past 1.8% Medicare tax now allows the $816 premium to be paid by the government. Seniors are so delighted to realize that their new zero premium includes the usual $30 Part D premium (if they bought a "stand-alone" policy) that they usually refer their 65+ year old family and friends to us. Referrals are obviously the best leads.
How do we keep you close to home? After all, wouldn't you prefer to reduce your "windshield time"? First, our List Broker uses your home residence to radiate outward. We have a special discounted 9.5 cents per name price for the "turning 65 year olds". You, or your Telemarketer if you prefer, simply call them to wish them "Happy early 65th birthday" and "Welcome to Medicare . . . would you like a free half hour consultation on your rights and options?" It's all that simple.
Do you seek a realistic 6-figure income? You've heard and read about the "age wave" of the Baby Boomer market and how the beginning of this 65+ aged population is now beginning to retire? Although many of our Financial Consultants earn a 6-figure income just be marketing the Medigap and Medicare Advantage, we cater to the Baby Boomer market with all the financial services and products they seek: 401K rollovers into fixed annuities or mutual funds (including the recently popular ETF's), Long Term Care, Critical Illness (lump sum pay-out for cancer or stroke), Reverse Mortgages, etc.
We also work with CPA's and Elder Care Attorneys on a cross referral basis. For example, many of our customers who do not medically qualify for Long Term Care insurance still want to have their assets pass along to their children or charity. Otherwise, their home and all of their assets must be sold and the proceeds turned over to the nursing home. For about $1,500, Elder Care Attorneys can set up a "5 year lookback" Medicaid Planning Trust. By gifting their assets to the children, a Trust or to a Charitable Foundation, beginning in the 6th year, a Senior qualifies for Medicaid to pay their nursing home bill.
In closing, if you want to set your own work hours to enter the rewarding and lucrative Baby Boomer market, we have your local leads (based on your preferred zip codes, income and asset levels) and internet training. Based on easy to achieve production requirements, we offer the opportunity to be fully reimbursed for your insurance and investment licenses, and even your CSA Designation (Certified Senior Advisor). If all that sounds like an overwhelming responsibility, the first and most simple step is just to get comfortable in educating Seniors on their Medicare Part A and B deductibles and copayments, then offering a "Medigap" plan (also known as a Medicare Supplement Insurance Plan) which will cover those gaps. It really is as simple as saying to a Senior: "Here are the gaps in your Medicare, and here is the monthly premium for your Medigap".
A $1,000+ X-Mas bonus (paid in cash the day the Medicare Supplement Insurance Application is written, in increments of $200 per signed and submitted application) is our goal for those people who can refer just 5 sales to us, which is typically just 2 couples and one single person, all of whom are typically over age 65 and are on Medicare. Whether that Medicare Beneficiary prefers to stay on the traditional Medicare Supplement, or transfer to the more recently popular Medicare Advantage, we can help either way as we offer both alternatives.
Do you have sales management or training skills or experience? Why not try out this lucrative year end selling season and then prepare for ongoing part time or full time employment with us in 2013? Our main lead program is having our List Broker provide us with the names of Seniors who are just eligible to enroll, typically at age 64 + 9 months. Although the Social Security retirement age is now 66, we are finding that Seniors want to talk to us as they turn 65 since they are eager to make their best Medicare and Drug Plan decision on their 65th birthday.
We advocate that our Financial Advisors study for and pass the exam for the prestigious Certified Senior Advisor (CSA). We work with and cross refer to Elder Care Attorneys to establish the increasingly popular Medicaid Planning Trusts. The recently passed legislation, the Affordable Care Act is giving us an ample supply of leads as the Baby Boomer market is eager to information and assistance. With the withdrawal of the legislation for the Community Living and Assistance Services and Support (CLASS Act), the market for Long Term Care Insurance has ample leads from those in the 45 - 70 year age range. We anticipate a revival in interest in the stock market in the next year or two. As a result, our investment division will sponsor qualified Candidates to sit for the Series 6 and 63 exams, and Sales Managers will be eligible for the prestigious Series 26, in order to supervise their Investment Brokers.
Our mortgage division also offers the increasingly popular reverse mortgages. One reason that our particular version of reverse mortgages are so popular and don't incur the usual consumers' wrath of the high origination points and fees is that as a Brokerage, we reduce the origination and discount points and other discretionary fees far below the competition. This ensures a happy customer who is willing to invest those funds with us, typically in a "guaranteed refund" payout annuity which will ensure that family members, typically sons and daughters (or their charity) will receive the remainder of their annuity. In short, we are finding that this Senior Market is lucrative and we enjoy providing assistance in our roles as their Financial Advisors.
Medicare Insurance Sales offers opportunities for a lucrative "calendar year end" or year-round Part Time or Full Time Income. Other than having a positive attitude and a naturally persuasive personality, no experience is necessary as we provide complete training via the internet. What about leads? Medicare Beneficiaries are uncertainty and have questions regarding the recently enacted star ratings and the projected funding cuts. By this summer, the Supreme Court should enable or deny the "Affordable Care Act". As a result, we have ample leads from Seniors who are especially curious as to how the new Part C of Medicare (known as Medicare Advantage) can save them thousands per year. We simply explain how their past 1.8% Medicare tax now allows the $816 premium to be paid by the government. Seniors are so delighted to realize that their new zero premium includes the usual $30 Part D premium (if they bought a "stand-alone" policy) that they usually refer their 65+ year old family and friends to us. Referrals are obviously the best leads.
How do we keep you close to home? After all, wouldn't you prefer to reduce your "windshield time"? First, our List Broker uses your home residence to radiate outward. We have a special discounted 9.5 cents per name price for the "turning 65 year olds". You, or your Telemarketer if you prefer, simply call them to wish them "Happy early 65th birthday" and "Welcome to Medicare . . . would you like a free half hour consultation on your rights and options?" It's all that simple.
Do you seek a realistic 6-figure income? You've heard and read about the "age wave" of the Baby Boomer market and how the beginning of this 65+ aged population is now beginning to retire? Although many of our Financial Consultants earn a 6-figure income just be marketing the Medigap and Medicare Advantage, we cater to the Baby Boomer market with all the financial services and products they seek: 401K rollovers into fixed annuities or mutual funds (including the recently popular ETF's), Long Term Care, Critical Illness (lump sum pay-out for cancer or stroke), Reverse Mortgages, etc.
We also work with CPA's and Elder Care Attorneys on a cross referral basis. For example, many of our customers who do not medically qualify for Long Term Care insurance still want to have their assets pass along to their children or charity. Otherwise, their home and all of their assets must be sold and the proceeds turned over to the nursing home. For about $1,500, Elder Care Attorneys can set up a "5 year lookback" Medicaid Planning Trust. By gifting their assets to the children, a Trust or to a Charitable Foundation, beginning in the 6th year, a Senior qualifies for Medicaid to pay their nursing home bill.
In closing, if you want to set your own work hours to enter the rewarding and lucrative Baby Boomer market, we have your local leads (based on your preferred zip codes, income and asset levels) and internet training. Based on easy to achieve production requirements, we offer the opportunity to be fully reimbursed for your insurance and investment licenses, and even your CSA Designation (Certified Senior Advisor). If all that sounds like an overwhelming responsibility, the first and most simple step is just to get comfortable in educating Seniors on their Medicare Part A and B deductibles and copayments, then offering a "Medigap" plan (also known as a Medicare Supplement Insurance Plan) which will cover those gaps. It really is as simple as saying to a Senior: "Here are the gaps in your Medicare, and here is the monthly premium for your Medigap".
A $1,000+ X-Mas bonus (paid in cash the day the Medicare Supplement Insurance Application is written, in increments of $200 per signed and submitted application) is our goal for those people who can refer just 5 sales to us, which is typically just 2 couples and one single person, all of whom are typically over age 65 and are on Medicare. Whether that Medicare Beneficiary prefers to stay on the traditional Medicare Supplement, or transfer to the more recently popular Medicare Advantage, we can help either way as we offer both alternatives.
Do you have sales management or training skills or experience? Why not try out this lucrative year end selling season and then prepare for ongoing part time or full time employment with us in 2013? Our main lead program is having our List Broker provide us with the names of Seniors who are just eligible to enroll, typically at age 64 + 9 months. Although the Social Security retirement age is now 66, we are finding that Seniors want to talk to us as they turn 65 since they are eager to make their best Medicare and Drug Plan decision on their 65th birthday.
We advocate that our Financial Advisors study for and pass the exam for the prestigious Certified Senior Advisor (CSA). We work with and cross refer to Elder Care Attorneys to establish the increasingly popular Medicaid Planning Trusts. The recently passed legislation, the Affordable Care Act is giving us an ample supply of leads as the Baby Boomer market is eager to information and assistance. With the withdrawal of the legislation for the Community Living and Assistance Services and Support (CLASS Act), the market for Long Term Care Insurance has ample leads from those in the 45 - 70 year age range. We anticipate a revival in interest in the stock market in the next year or two. As a result, our investment division will sponsor qualified Candidates to sit for the Series 6 and 63 exams, and Sales Managers will be eligible for the prestigious Series 26, in order to supervise their Investment Brokers.
Our mortgage division also offers the increasingly popular reverse mortgages. One reason that our particular version of reverse mortgages are so popular and don't incur the usual consumers' wrath of the high origination points and fees is that as a Brokerage, we reduce the origination and discount points and other discretionary fees far below the competition. This ensures a happy customer who is willing to invest those funds with us, typically in a "guaranteed refund" payout annuity which will ensure that family members, typically sons and daughters (or their charity) will receive the remainder of their annuity. In short, we are finding that this Senior Market is lucrative and we enjoy providing assistance in our roles as their Financial Advisors.
"This is not a complete listing of plans available in your service area.
For a complete listing please contact 1-800-MEDICARE or consult www.medicare.gov."